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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,267 | $82,630-28.3% | $64,105-7.5% | $125,389-52.7% |
| Participation rate | 57.1% | 75.9%-18.7pp | 68.2%-11.0pp | 83.2%-26.0pp |
| Annual return | -3.62% | 1489.72%-1493.3pp | 791.24%-794.9pp | 282.24%-285.9pp |
| Employer contribution / active EE | $1,027 | $2,671-61.5% | $1,820-43.6% | $4,866-78.9% |
| Participant deferral / active EE | $5,806 | $3,608+60.9% | $2,822+105.8% | $5,352+8.5% |
| Admin fee / account holder | $16 | $6,382-99.8% | $4,499-99.7% | $9,541-99.8% |