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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,845 | $102,663+16.7% | $86,216+39.0% | $139,466-14.1% |
| Participation rate | 31.6% | 74.5%-42.9pp | 69.0%-37.4pp | 80.3%-48.8pp |
| Annual return | 17.89% | 1924.52%-1906.6pp | 1169.42%-1151.5pp | 373.66%-355.8pp |
| Employer contribution / active EE | $912 | $3,035-69.9% | $2,382-61.7% | $4,754-80.8% |
| Participant deferral / active EE | $3,030 | $4,677-35.2% | $3,986-24.0% | $6,712-54.9% |
| Admin fee / account holder | $6,853 | $8,663-20.9% | $6,8530% | $11,409-39.9% |