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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,433 | $95,895-7.8% | $79,576+11.1% | $134,509-34.3% |
| Participation rate | 36.8% | 75.0%-38.2pp | 69.5%-32.6pp | 81.2%-44.4pp |
| Annual return | -20.48% | -2.72%-17.8pp | 0.15%-20.6pp | 418.13%-438.6pp |
| Employer contribution / active EE | $870 | $3,128-72.2% | $2,413-63.9% | $4,741-81.6% |
| Participant deferral / active EE | $2,911 | $4,693-38.0% | $3,985-27.0% | $6,400-54.5% |
| Admin fee / account holder | $851 | $9,129-90.7% | $6,834-87.5% | $11,427-92.6% |