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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,352 | $190,879-74.1% | $160,009-69.2% | $134,532-63.3% |
| Participation rate | 88.2% | 82.0%+6.3pp | 78.0%+10.3pp | 81.2%+7.0pp |
| Annual return | -21.35% | 552.63%-574.0pp | 408.85%-430.2pp | 418.27%-439.6pp |
| Employer contribution / active EE | $0 | $4,995-100.0% | $4,225-100.0% | $4,741-100.0% |
| Participant deferral / active EE | $3,166 | $6,924-54.3% | $6,183-48.8% | $6,401-50.5% |
| Admin fee / account holder | $1,621 | $10,495-84.6% | $8,715-81.4% | $11,429-85.8% |