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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,018 | $228,352-74.2% | $185,835-68.2% | $158,966-62.9% |
| Participation rate | 54.5% | 82.3%-27.8pp | 78.0%-23.5pp | 82.0%-27.4pp |
| Annual return | 15.32% | 40.81%-25.5pp | 35.96%-20.6pp | 302.95%-287.6pp |
| Employer contribution / active EE | $0 | $4,967-100.0% | $4,087-100.0% | $4,762-100.0% |
| Participant deferral / active EE | $2,449 | $6,416-61.8% | $5,633-56.5% | $5,983-59.1% |
| Admin fee / account holder | $395 | $11,867-96.7% | $9,502-95.8% | $11,250-96.5% |