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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,063 | $92,219-1.3% | $76,768+18.6% | $135,379-32.7% |
| Participation rate | 47.4% | 79.8%-32.4pp | 77.0%-29.6pp | 82.6%-35.3pp |
| Annual return | -6.05% | 5.46%-11.5pp | 2.43%-8.5pp | 519.79%-525.8pp |
| Employer contribution / active EE | $1,070 | $3,216-66.7% | $2,485-56.9% | $4,779-77.6% |
| Participant deferral / active EE | $2,774 | $4,508-38.5% | $3,852-28.0% | $5,609-50.5% |
| Admin fee / account holder | $18 | $10,749-99.8% | $6,675-99.7% | $10,828-99.8% |