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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,176 | $78,694-21.0% | $67,652-8.1% | $125,389-50.4% |
| Participation rate | 55.6% | 78.8%-23.2pp | 75.7%-20.1pp | 83.2%-27.6pp |
| Annual return | -0.31% | 9.46%-9.8pp | 6625.40%-6625.7pp | 282.24%-282.6pp |
| Employer contribution / active EE | $1,033 | $3,044-66.1% | $2,266-54.4% | $4,866-78.8% |
| Participant deferral / active EE | $4,405 | $4,292+2.6% | $3,560+23.8% | $5,352-17.7% |
| Admin fee / account holder | $10 | $7,403-99.9% | $4,821-99.8% | $9,541-99.9% |