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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,551 | $88,707-17.1% | $74,184-0.9% | $273,972-73.2% |
| Participation rate | 45.0% | 79.4%-34.4pp | 76.6%-31.6pp | 83.0%-38.0pp |
| Annual return | 6.16% | 11.94%-5.8pp | 17.74%-11.6pp | 41.46%-35.3pp |
| Employer contribution / active EE | $972 | $3,159-69.2% | $2,370-59.0% | $4,869-80.0% |
| Participant deferral / active EE | $2,801 | $4,212-33.5% | $3,550-21.1% | $5,287-47.0% |
| Admin fee / account holder | $10 | $8,717-99.9% | $5,586-99.8% | $10,133-99.9% |