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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $217,986 | $196,972+10.7% | $182,262+19.6% | $198,609+9.8% |
| Participation rate | 100.0% | 85.7%+14.3pp | 84.2%+15.8pp | 82.4%+17.6pp |
| Annual return | 17.92% | 158.27%-140.4pp | 140.60%-122.7pp | 202.70%-184.8pp |
| Employer contribution / active EE | $7,944 | $5,364+48.1% | $5,046+57.4% | $5,055+57.1% |
| Participant deferral / active EE | $8,949 | $8,643+3.5% | $8,276+8.1% | $6,977+28.3% |
| Admin fee / account holder | $348 | $18,429-98.1% | $16,712-97.9% | $19,030-98.2% |