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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $217,986 | $162,136+34.4% | $152,301+43.1% | $154,746+40.9% |
| Participation rate | 100.0% | 84.1%+15.9pp | 82.4%+17.6pp | 80.7%+19.3pp |
| Annual return | 17.92% | 91.02%-73.1pp | 80.50%-62.6pp | 172.34%-154.4pp |
| Employer contribution / active EE | $7,944 | $4,890+62.4% | $4,624+71.8% | $4,379+81.4% |
| Participant deferral / active EE | $8,949 | $8,341+7.3% | $8,004+11.8% | $6,730+33.0% |
| Admin fee / account holder | $348 | $15,759-97.8% | $14,398-97.6% | $14,365-97.6% |