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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $269,708 | $154,228+74.9% | $145,433+85.5% | $137,256+96.5% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | -5.55% | 74.59%-80.1pp | 66.58%-72.1pp | 220.34%-225.9pp |
| Employer contribution / active EE | $4,467 | $4,804-7.0% | $4,554-1.9% | $4,156+7.5% |
| Participant deferral / active EE | $14,240 | $8,216+73.3% | $7,897+80.3% | $6,407+122.3% |
| Admin fee / account holder | $15,469 | $14,344+7.8% | $13,129+17.8% | $12,270+26.1% |