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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $284,731 | $156,398+82.1% | $147,318+93.3% | $138,895+105.0% |
| Participation rate | 77.8% | 83.8%-6.0pp | 82.1%-4.3pp | 79.9%-2.1pp |
| Annual return | 19.87% | 78.75%-58.9pp | 70.43%-50.6pp | 145.39%-125.5pp |
| Employer contribution / active EE | $4,679 | $4,853-3.6% | $4,593+1.9% | $4,194+11.6% |
| Participant deferral / active EE | $15,874 | $8,237+92.7% | $7,906+100.8% | $6,396+148.2% |
| Admin fee / account holder | $2,887 | $14,976-80.7% | $13,708-78.9% | $12,562-77.0% |