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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,450 | $135,956-48.9% | $123,894-43.9% | $273,972-74.7% |
| Participation rate | 90.0% | 84.1%+5.9pp | 81.4%+8.6pp | 83.0%+7.0pp |
| Annual return | 0.37% | 56.63%-56.3pp | 47.52%-47.2pp | 41.46%-41.1pp |
| Employer contribution / active EE | $0 | $5,170-100.0% | $4,617-100.0% | $4,869-100.0% |
| Participant deferral / active EE | $3,094 | $6,343-51.2% | $5,984-48.3% | $5,287-41.5% |
| Admin fee / account holder | $704 | $9,817-92.8% | $8,357-91.6% | $10,133-93.1% |