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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,960 | $185,883-34.9% | $170,043-28.9% | $139,466-13.3% |
| Participation rate | 88.9% | 87.8%+1.1pp | 87.0%+1.9pp | 80.3%+8.6pp |
| Annual return | 14.97% | 60.54%-45.6pp | 53.40%-38.4pp | 373.66%-358.7pp |
| Employer contribution / active EE | $4,624 | $7,596-39.1% | $6,790-31.9% | $4,754-2.7% |
| Participant deferral / active EE | $12,794 | $11,626+10.1% | $10,410+22.9% | $6,712+90.6% |
| Admin fee / account holder | $9,951 | $15,393-35.4% | $12,824-22.4% | $11,409-12.8% |