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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,960 | $185,856-34.9% | $170,028-28.9% | $139,456-13.3% |
| Participation rate | 88.9% | 87.8%+1.1pp | 87.0%+1.9pp | 80.3%+8.6pp |
| Annual return | 14.97% | 60.52%-45.6pp | 53.39%-38.4pp | 373.45%-358.5pp |
| Employer contribution / active EE | $4,624 | $7,593-39.1% | $6,788-31.9% | $4,753-2.7% |
| Participant deferral / active EE | $12,794 | $11,623+10.1% | $10,409+22.9% | $6,711+90.6% |
| Admin fee / account holder | $9,951 | $15,387-35.3% | $12,820-22.4% | $11,407-12.8% |