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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,056 | $140,592-79.3% | $123,105-76.4% | $125,389-76.8% |
| Participation rate | 80.0% | 88.2%-8.2pp | 86.8%-6.8pp | 83.2%-3.2pp |
| Annual return | -5.58% | 16.80%-22.4pp | 13.22%-18.8pp | 282.24%-287.8pp |
| Employer contribution / active EE | $2,695 | $6,041-55.4% | $5,151-47.7% | $4,866-44.6% |
| Participant deferral / active EE | $4,488 | $6,980-35.7% | $6,229-28.0% | $5,352-16.1% |
| Admin fee / account holder | $446 | $11,198-96.0% | $9,014-95.1% | $9,541-95.3% |