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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $265,825 | $95,406+178.6% | $185,849+43.0% | $85,847+209.7% |
| Participation rate | 75.6% | 68.8%+6.8pp | 81.7%-6.2pp | 69.3%+6.2pp |
| Annual return | 17.57% | 23.59%-6.0pp | 122.10%-104.5pp | 318.61%-301.0pp |
| Employer contribution / active EE | $10,011 | $3,314+202.1% | $5,169+93.7% | $2,565+290.3% |
| Participant deferral / active EE | $8,149 | $3,424+138.0% | $5,569+46.3% | $3,952+106.2% |
| Admin fee / account holder | $23,509 | $7,214+225.9% | $16,244+44.7% | $6,261+275.5% |