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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,839 | $81,276-38.7% | $155,574-68.0% | $80,925-38.4% |
| Participation rate | 15.5% | 66.2%-50.7pp | 78.2%-62.7pp | 67.7%-52.1pp |
| Annual return | 15.81% | 33.36%-17.6pp | 64.87%-49.1pp | 35.65%-19.8pp |
| Employer contribution / active EE | $7,374 | $3,103+137.7% | $4,676+57.7% | $2,756+167.6% |
| Participant deferral / active EE | $4,970 | $3,453+43.9% | $5,629-11.7% | $4,299+15.6% |
| Admin fee / account holder | $676,891 | $7,993+8368.1% | $15,914+4153.4% | $6,940+9653.3% |