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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,247 | $125,193-3.2% | $105,591+14.8% | $145,978-16.9% |
| Participation rate | 91.7% | 77.6%+14.0pp | 75.3%+16.4pp | 80.3%+11.4pp |
| Annual return | 13.34% | 225.53%-212.2pp | 116.43%-103.1pp | 550.52%-537.2pp |
| Employer contribution / active EE | $5,742 | $3,718+54.4% | $3,166+81.4% | $4,662+23.2% |
| Participant deferral / active EE | $11,431 | $5,708+100.3% | $5,008+128.2% | $6,690+70.9% |
| Admin fee / account holder | $14,381 | $17,277-16.8% | $11,024+30.4% | $13,400+7.3% |