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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,158 | $118,695-62.0% | $98,916-54.3% | $158,950-71.6% |
| Participation rate | 71.4% | 77.8%-6.4pp | 76.0%-4.6pp | 82.0%-10.5pp |
| Annual return | 14.67% | 372.39%-357.7pp | 196.45%-181.8pp | 302.91%-288.2pp |
| Employer contribution / active EE | $5,456 | $3,333+63.7% | $2,689+102.9% | $4,762+14.6% |
| Participant deferral / active EE | $12,924 | $5,088+154.0% | $4,245+204.5% | $5,983+116.0% |
| Admin fee / account holder | $1,268 | $10,132-87.5% | $6,642-80.9% | $11,248-88.7% |