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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,673 | $157,276-35.4% | $141,177-28.0% | $152,885-33.5% |
| Participation rate | 70.6% | 84.8%-14.2pp | 82.5%-11.9pp | 82.5%-11.9pp |
| Annual return | 33.45% | 64.33%-30.9pp | 71.40%-37.9pp | 345.39%-311.9pp |
| Employer contribution / active EE | $4,218 | $5,262-19.8% | $4,736-10.9% | $4,763-11.5% |
| Participant deferral / active EE | $2,559 | $7,110-64.0% | $6,710-61.9% | $5,851-56.3% |
| Admin fee / account holder | $1,407 | $12,123-88.4% | $10,263-86.3% | $11,598-87.9% |