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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,789 | $165,381-56.6% | $149,730-52.1% | $158,966-54.8% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | -13.61% | 348.29%-361.9pp | 276.70%-290.3pp | 302.95%-316.6pp |
| Employer contribution / active EE | $5,516 | $5,104+8.1% | $4,645+18.7% | $4,762+15.8% |
| Participant deferral / active EE | $2,438 | $7,182-66.1% | $6,843-64.4% | $5,983-59.3% |
| Admin fee / account holder | $312 | $10,809-97.1% | $9,310-96.6% | $11,250-97.2% |