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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $332,075 | $150,442+120.7% | $136,295+143.6% | $147,585+125.0% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 18.59% | 1049.09%-1030.5pp | 5155.97%-5137.4pp | 578.56%-560.0pp |
| Employer contribution / active EE | $13,360 | $5,256+154.2% | $4,695+184.5% | $4,876+174.0% |
| Participant deferral / active EE | $8,581 | $6,630+29.4% | $6,247+37.4% | $5,439+57.8% |
| Admin fee / account holder | $3,923 | $10,905-64.0% | $9,243-57.6% | $10,885-64.0% |