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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $259,136 | $135,956+90.6% | $123,894+109.2% | $273,972-5.4% |
| Participation rate | 100.0% | 84.1%+15.9pp | 81.4%+18.6pp | 83.0%+17.0pp |
| Annual return | 11.41% | 56.63%-45.2pp | 47.52%-36.1pp | 41.46%-30.0pp |
| Employer contribution / active EE | $12,621 | $5,170+144.1% | $4,617+173.4% | $4,869+159.2% |
| Participant deferral / active EE | $7,945 | $6,343+25.3% | $5,984+32.8% | $5,287+50.3% |
| Admin fee / account holder | $1,018 | $9,817-89.6% | $8,357-87.8% | $10,133-90.0% |