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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $151,139 | $93,598+61.5% | $135,974+11.2% | $75,173+101.1% |
| Participation rate | 66.0% | 75.2%-9.2pp | 81.9%-15.9pp | 67.2%-1.2pp |
| Annual return | 15.65% | 30.89%-15.2pp | 68.30%-52.7pp | 160.72%-145.1pp |
| Employer contribution / active EE | $3,440 | $3,538-2.8% | $4,859-29.2% | $2,671+28.8% |
| Participant deferral / active EE | $9,423 | $6,405+47.1% | $7,760+21.4% | $4,126+128.4% |
| Admin fee / account holder | $19,903 | $6,978+185.2% | $10,767+84.9% | $5,651+252.2% |