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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $143,730 | $82,674+73.9% | $125,381+14.6% | $68,486+109.9% |
| Participation rate | 68.8% | 75.1%-6.3pp | 82.4%-13.6pp | 67.9%+0.9pp |
| Annual return | -17.11% | -5.97%-11.1pp | 572.31%-589.4pp | -7.85%-9.3pp |
| Employer contribution / active EE | $3,195 | $3,382-5.5% | $4,815-33.6% | $2,597+23.0% |
| Participant deferral / active EE | $8,695 | $6,111+42.3% | $7,448+16.7% | $4,028+115.9% |
| Admin fee / account holder | $5,847 | $6,277-6.9% | $10,007-41.6% | $5,404+8.2% |