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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,514 | $77,817+53.6% | $123,553-3.3% | $64,173+86.2% |
| Participation rate | 69.7% | 74.7%-5.0pp | 82.3%-12.6pp | 69.6%+0.1pp |
| Annual return | -6.57% | 12.49%-19.1pp | 119.21%-125.8pp | 7.63%-14.2pp |
| Employer contribution / active EE | $3,974 | $3,014+31.8% | $4,628-14.1% | $2,381+66.9% |
| Participant deferral / active EE | $10,071 | $5,240+92.2% | $6,426+56.7% | $3,470+190.2% |
| Admin fee / account holder | $8,723 | $5,519+58.0% | $9,284-6.1% | $4,887+78.5% |