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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,646 | $48,050+11.6% | $85,969-37.6% | $59,633-10.0% |
| Participation rate | 77.5% | 64.5%+13.0pp | 76.5%+1.0pp | 68.7%+8.8pp |
| Annual return | -3.91% | 0.29%-4.2pp | 9.32%-13.2pp | 2041.45%-2045.4pp |
| Employer contribution / active EE | $678 | $1,640-58.7% | $3,474-80.5% | $2,203-69.2% |
| Participant deferral / active EE | $4,348 | $2,249+93.3% | $3,829+13.6% | $3,192+36.2% |
| Admin fee / account holder | $830 | $3,206-74.1% | $6,053-86.3% | $4,297-80.7% |