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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,260 | $68,878+93.5% | $120,574+10.5% | $80,935+64.6% |
| Participation rate | 97.2% | 61.7%+35.5pp | 71.9%+25.3pp | 67.7%+29.6pp |
| Annual return | 9.78% | 23.67%-13.9pp | 107.42%-97.6pp | 35.66%-25.9pp |
| Employer contribution / active EE | $2,581 | $2,065+25.0% | $3,471-25.6% | $2,757-6.4% |
| Participant deferral / active EE | $6,841 | $3,189+114.5% | $4,996+36.9% | $4,299+59.1% |
| Admin fee / account holder | $19,005 | $5,782+228.7% | $9,445+101.2% | $6,924+174.5% |