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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $171,366 | $251,004-31.7% | $191,597-10.6% | $138,895+23.4% |
| Participation rate | 100.0% | 82.4%+17.6pp | 76.9%+23.1pp | 79.9%+20.1pp |
| Annual return | 9.04% | 31.05%-22.0pp | 27.07%-18.0pp | 145.39%-136.4pp |
| Employer contribution / active EE | $6,311 | $6,226+1.4% | $5,025+25.6% | $4,194+50.5% |
| Participant deferral / active EE | $16,814 | $8,154+106.2% | $6,850+145.5% | $6,396+162.9% |
| Admin fee / account holder | $116,137 | $31,471+269.0% | $22,799+409.4% | $12,562+824.5% |