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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,870 | $152,612-24.7% | $125,192-8.2% | $152,897-24.9% |
| Participation rate | 100.0% | 83.3%+16.7pp | 79.8%+20.2pp | 82.5%+17.5pp |
| Annual return | 19.88% | 54.85%-35.0pp | 43.79%-23.9pp | 345.43%-325.5pp |
| Employer contribution / active EE | $4,517 | $4,947-8.7% | $3,866+16.8% | $4,764-5.2% |
| Participant deferral / active EE | $10,392 | $5,868+77.1% | $4,937+110.5% | $5,851+77.6% |
| Admin fee / account holder | $18,818 | $13,437+40.0% | $9,704+93.9% | $11,599+62.2% |