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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,439 | $112,892-24.3% | $90,956-6.1% | $158,931-46.2% |
| Participation rate | 64.7% | 74.7%-10.0pp | 69.0%-4.3pp | 82.0%-17.3pp |
| Annual return | 16.22% | 215.80%-199.6pp | 134.60%-118.4pp | 302.86%-286.6pp |
| Employer contribution / active EE | $1,693 | $2,893-41.5% | $2,122-20.2% | $4,761-64.4% |
| Participant deferral / active EE | $2,615 | $4,127-36.6% | $3,373-22.5% | $5,982-56.3% |
| Admin fee / account holder | $16 | $8,042-99.8% | $5,959-99.7% | $11,247-99.9% |