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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,439 | $112,933-24.3% | $90,970-6.1% | $158,982-46.3% |
| Participation rate | 64.7% | 74.7%-10.0pp | 69.0%-4.3pp | 82.0%-17.3pp |
| Annual return | 16.22% | 215.82%-199.6pp | 134.60%-118.4pp | 302.99%-286.8pp |
| Employer contribution / active EE | $1,693 | $2,893-41.5% | $2,122-20.2% | $4,763-64.5% |
| Participant deferral / active EE | $2,615 | $4,128-36.6% | $3,373-22.5% | $5,983-56.3% |
| Admin fee / account holder | $16 | $8,047-99.8% | $5,961-99.7% | $11,252-99.9% |