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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,920 | $106,923-23.4% | $84,023-2.5% | $152,909-46.4% |
| Participation rate | 52.9% | 75.3%-22.3pp | 69.0%-16.1pp | 82.5%-29.5pp |
| Annual return | 23.79% | 105.02%-81.2pp | 71.32%-47.5pp | 345.46%-321.7pp |
| Employer contribution / active EE | $1,389 | $2,735-49.2% | $1,984-30.0% | $4,764-70.9% |
| Participant deferral / active EE | $1,925 | $4,013-52.0% | $3,239-40.6% | $5,851-67.1% |
| Admin fee / account holder | $9 | $8,289-99.9% | $6,102-99.9% | $11,601-99.9% |