Filed January 2, 2026 (most recent of 3 filings on file)
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| Provider | Service type | Compensation |
|---|---|---|
Filed as: MERRILL LYNCH, PIERCE, FENNER AND S Service code 15 · EIN 13-5674085 | Recordkeeping | $481,715 |
CURCIO WEBB3 years Service code 51 · EIN 36-4171366 | Investment Mgmt Fees | $44,000 |
RSM US LLP3 years Service code 10 · EIN 42-0714325 | Accounting | $24,180 |
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $266,993 | $153,507+73.9% | $106,554+150.6% | $101,555+162.9% |
| Participation rate | 99.6% | 86.3%+13.2pp | 76.1%+23.4pp | 74.5%+25.0pp |
| Annual return | 12.44% | 15.11%-2.7pp | 26.80%-14.4pp | 21.00%-8.6pp |
| Employer contribution / active EE | $9,405 | $4,668+101.5% | $2,819+233.6% | $2,972+216.4% |
| Participant deferral / active EE | $11,131 | $7,264+53.2% | $4,398+153.1% | $4,874+128.4% |
| Admin fee / account holder | $50 | $74-32.3% | $7,408-99.3% | $139-64.3% |