Filed January 2, 2026 (most recent of 3 filings on file)
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| Provider | Service type | Compensation |
|---|---|---|
Filed as: FIDELITY INVESTMENTS INST. OPS. CO. Service code 37 · EIN 04-2647786 | Loan Processing | $36,177 |
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $154,192 | $81,321+89.6% | $68,509+125.1% | $59,188+160.5% |
| Participation rate | 96.7% | 83.8%+12.8pp | 74.7%+21.9pp | 69.4%+27.2pp |
| Annual return | 175.27% | 4.65%+170.6pp | 8.27%+167.0pp | 5.51%+169.8pp |
| Employer contribution / active EE | $1,912 | $3,297-42.0% | $2,278-16.1% | $2,098-8.9% |
| Participant deferral / active EE | $2,623 | $4,592-42.9% | $3,382-22.4% | $3,265-19.7% |
| Admin fee / account holder | $35 | $62-42.7% | $5,275-99.3% | $92-61.6% |