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| Provider | Service type | Compensation |
|---|---|---|
Filed as: FIDELITY INV INS OPE COM LLC Service code 27 · EIN 04-2647786 | Advisory (Plan) | $76,061 |
STRATEGIC ADVISORS, INC.4 years Service code 27 · EIN 04-2654524 | Advisory (Plan) | $3,460 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $139,292 | $101,672+37.0% | $147,117-5.3% | $74,478+87.0% |
| Participation rate | 100.0% | 75.5%+24.5pp | 82.2%+17.8pp | 67.2%+32.8pp |
| Annual return | 15.05% | 8757.83%-8742.8pp | 420.54%-405.5pp | 1370.56%-1355.5pp |
| Employer contribution / active EE | $3,453 | $3,813-9.4% | $4,932-30.0% | $2,626+31.5% |
| Participant deferral / active EE | $10,086 | $7,305+38.1% | $8,065+25.1% | $4,350+131.8% |
| Admin fee / account holder | $332 | $1,753-81.0% | $12,993-97.4% | $1,946-82.9% |