Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,431 | $58,512+6.7% | $84,020-25.7% | $72,983-14.5% |
| Participation rate | 32.8% | 61.2%-28.4pp | 69.0%-36.2pp | 69.5%-36.7pp |
| Annual return | 26.60% | 28.93%-2.3pp | 71.31%-44.7pp | 81.01%-54.4pp |
| Employer contribution / active EE | $0 | $1,163-100.0% | $1,984-100.0% | $2,440-100.0% |
| Participant deferral / active EE | $1,974 | $2,394-17.5% | $3,239-39.1% | $3,608-45.3% |
| Admin fee / account holder | $3,979 | $4,569-12.9% | $6,101-34.8% | $5,124-22.4% |