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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,285 | $149,040-58.2% | $120,225-48.2% | $137,256-54.6% |
| Participation rate | 87.5% | 75.4%+12.1pp | 69.6%+17.9pp | 80.0%+7.5pp |
| Annual return | 10.15% | 605.68%-595.5pp | 439.23%-429.1pp | 220.34%-210.2pp |
| Employer contribution / active EE | $6,722 | $4,350+54.5% | $3,475+93.4% | $4,156+61.7% |
| Participant deferral / active EE | $10,812 | $4,655+132.3% | $3,999+170.4% | $6,407+68.8% |
| Admin fee / account holder | $11,395 | $6,348+79.5% | $5,696+100.0% | $12,270-7.1% |