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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,628 | $178,174-50.8% | $156,181-43.9% | $137,256-36.2% |
| Participation rate | 72.7% | 82.0%-9.3pp | 78.8%-6.1pp | 80.0%-7.2pp |
| Annual return | 13.75% | 84.19%-70.4pp | 64.87%-51.1pp | 220.34%-206.6pp |
| Employer contribution / active EE | $3,331 | $4,972-33.0% | $4,294-22.4% | $4,156-19.9% |
| Participant deferral / active EE | $4,573 | $6,888-33.6% | $6,132-25.4% | $6,407-28.6% |
| Admin fee / account holder | $6,140 | $17,404-64.7% | $14,586-57.9% | $12,270-50.0% |