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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $143,619 | $150,442-4.5% | $136,295+5.4% | $147,585-2.7% |
| Participation rate | 85.7% | 84.4%+1.3pp | 81.9%+3.8pp | 82.8%+2.9pp |
| Annual return | 23.64% | 1049.09%-1025.5pp | 5155.97%-5132.3pp | 578.56%-554.9pp |
| Employer contribution / active EE | $1,553 | $5,256-70.5% | $4,695-66.9% | $4,876-68.1% |
| Participant deferral / active EE | $5,036 | $6,630-24.1% | $6,247-19.4% | $5,439-7.4% |
| Admin fee / account holder | $382 | $10,905-96.5% | $9,243-95.9% | $10,885-96.5% |