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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,218 | $160,028-48.6% | $147,080-44.1% | $145,884-43.6% |
| Participation rate | 85.7% | 84.0%+1.7pp | 82.2%+3.5pp | 80.3%+5.4pp |
| Annual return | 5.03% | 98.60%-93.6pp | 420.17%-415.1pp | 551.85%-546.8pp |
| Employer contribution / active EE | $1,930 | $5,286-63.5% | $4,933-60.9% | $4,662-58.6% |
| Participant deferral / active EE | $10,278 | $8,422+22.0% | $8,066+27.4% | $6,690+53.6% |
| Admin fee / account holder | $183,943 | $15,030+1123.8% | $12,989+1316.2% | $13,392+1273.5% |