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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,478 | $72,177-48.1% | $115,038-67.4% | $59,633-37.2% |
| Participation rate | 60.5% | 72.6%-12.0pp | 81.4%-20.8pp | 68.7%-8.1pp |
| Annual return | -0.39% | 12.02%-12.4pp | 26.14%-26.5pp | 2041.45%-2041.8pp |
| Employer contribution / active EE | $1,182 | $2,841-58.4% | $4,608-74.4% | $2,203-46.3% |
| Participant deferral / active EE | $3,679 | $4,783-23.1% | $6,026-39.0% | $3,192+15.3% |
| Admin fee / account holder | $1,828 | $4,927-62.9% | $8,175-77.6% | $4,297-57.5% |