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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,684 | $76,551-53.4% | $123,894-71.2% | $62,881-43.3% |
| Participation rate | 58.0% | 73.0%-15.0pp | 81.4%-23.4pp | 69.3%-11.3pp |
| Annual return | 6.68% | 18.68%-12.0pp | 47.52%-40.8pp | 20.14%-13.5pp |
| Employer contribution / active EE | $1,052 | $2,882-63.5% | $4,617-77.2% | $2,281-53.9% |
| Participant deferral / active EE | $3,145 | $4,840-35.0% | $5,984-47.4% | $3,203-1.8% |
| Admin fee / account holder | $4,636 | $4,826-3.9% | $8,357-44.5% | $4,296+7.9% |