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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,354 | $48,570+57.2% | $130,660-41.6% | $72,983+4.6% |
| Participation rate | 51.2% | 58.6%-7.4pp | 71.7%-20.5pp | 69.5%-18.3pp |
| Annual return | 17.47% | 38.63%-21.2pp | 1709.29%-1691.8pp | 81.01%-63.5pp |
| Employer contribution / active EE | $0 | $1,334-100.0% | $4,092-100.0% | $2,440-100.0% |
| Participant deferral / active EE | $1,630 | $2,384-31.6% | $3,603-54.7% | $3,608-54.8% |
| Admin fee / account holder | $1,473 | $3,549-58.5% | $5,463-73.0% | $5,124-71.3% |