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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,004 | $43,730+44.1% | $121,220-48.0% | $64,173-1.8% |
| Participation rate | 48.8% | 58.3%-9.5pp | 71.8%-22.9pp | 69.6%-20.7pp |
| Annual return | -6.64% | 68.94%-75.6pp | 16.94%-23.6pp | 7.63%-14.3pp |
| Employer contribution / active EE | $0 | $1,297-100.0% | $4,023-100.0% | $2,381-100.0% |
| Participant deferral / active EE | $1,294 | $2,281-43.3% | $3,345-61.3% | $3,470-62.7% |
| Admin fee / account holder | $391 | $3,502-88.8% | $5,021-92.2% | $4,887-92.0% |