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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,611 | $73,988+26.5% | $96,538-3.0% | $75,177+24.5% |
| Participation rate | 100.0% | 66.4%+33.6pp | 74.3%+25.7pp | 67.2%+32.8pp |
| Annual return | 17.61% | 26.73%-9.1pp | 35.74%-18.1pp | 160.75%-143.1pp |
| Employer contribution / active EE | $5,614 | $2,930+91.6% | $3,740+50.1% | $2,671+110.2% |
| Participant deferral / active EE | $4,857 | $3,660+32.7% | $4,880-0.5% | $4,126+17.7% |
| Admin fee / account holder | $2,452 | $5,220-53.0% | $6,737-63.6% | $5,651-56.6% |