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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,702 | $65,367-4.1% | $92,915-32.5% | $72,976-14.1% |
| Participation rate | 100.0% | 68.3%+31.7pp | 76.0%+24.0pp | 69.5%+30.5pp |
| Annual return | 22.55% | 42.11%-19.6pp | 109.45%-86.9pp | 81.02%-58.5pp |
| Employer contribution / active EE | $5,920 | $2,594+128.2% | $3,653+62.0% | $2,440+142.6% |
| Participant deferral / active EE | $3,691 | $3,128+18.0% | $4,238-12.9% | $3,608+2.3% |
| Admin fee / account holder | $1,902 | $4,251-55.3% | $5,796-67.2% | $5,124-62.9% |