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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,373 | $78,682+8.5% | $109,188-21.8% | $85,851-0.6% |
| Participation rate | 100.0% | 68.3%+31.7pp | 75.9%+24.1pp | 69.3%+30.7pp |
| Annual return | 14.75% | 25.09%-10.3pp | 25.76%-11.0pp | 318.63%-303.9pp |
| Employer contribution / active EE | $6,726 | $2,734+146.0% | $3,723+80.7% | $2,565+162.2% |
| Participant deferral / active EE | $4,245 | $3,468+22.4% | $4,654-8.8% | $3,952+7.4% |
| Admin fee / account holder | $1,888 | $5,470-65.5% | $6,755-72.1% | $6,261-69.8% |