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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $139,451 | $157,276-11.3% | $141,177-1.2% | $152,885-8.8% |
| Participation rate | 77.8% | 84.8%-7.0pp | 82.5%-4.7pp | 82.5%-4.7pp |
| Annual return | 43.73% | 64.33%-20.6pp | 71.40%-27.7pp | 345.39%-301.7pp |
| Employer contribution / active EE | $0 | $5,262-100.0% | $4,736-100.0% | $4,763-100.0% |
| Participant deferral / active EE | $9,530 | $7,110+34.0% | $6,710+42.0% | $5,851+62.9% |
| Admin fee / account holder | $32,119 | $12,123+165.0% | $10,263+213.0% | $11,598+176.9% |