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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,524 | $138,075-17.8% | $123,552-8.1% | $135,379-16.1% |
| Participation rate | 40.0% | 84.7%-44.7pp | 82.3%-42.3pp | 82.6%-42.6pp |
| Annual return | -2.05% | 153.70%-155.7pp | 119.20%-121.2pp | 519.79%-521.8pp |
| Employer contribution / active EE | $0 | $5,152-100.0% | $4,628-100.0% | $4,779-100.0% |
| Participant deferral / active EE | $10,065 | $6,800+48.0% | $6,426+56.6% | $5,609+79.4% |
| Admin fee / account holder | $45,413 | $10,917+316.0% | $9,285+389.1% | $10,828+319.4% |