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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $146,566 | $113,339+29.3% | $94,993+54.3% | $147,585-0.7% |
| Participation rate | 100.0% | 78.0%+22.0pp | 73.9%+26.1pp | 82.8%+17.2pp |
| Annual return | 18.92% | 20.77%-1.8pp | 27.12%-8.2pp | 578.57%-559.7pp |
| Employer contribution / active EE | $2,354 | $3,160-25.5% | $2,603-9.6% | $4,876-51.7% |
| Participant deferral / active EE | $8,435 | $3,777+123.3% | $3,317+154.3% | $5,439+55.1% |
| Admin fee / account holder | $2,523 | $6,063-58.4% | $4,960-49.1% | $10,885-76.8% |