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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,940 | $97,881+23.6% | $80,004+51.2% | $125,393-3.6% |
| Participation rate | 100.0% | 77.9%+22.1pp | 73.0%+27.0pp | 83.2%+16.8pp |
| Annual return | 0.39% | 9.36%-9.0pp | 7.63%-7.2pp | 282.23%-281.8pp |
| Employer contribution / active EE | $2,513 | $3,128-19.7% | $2,473+1.6% | $4,866-48.4% |
| Participant deferral / active EE | $9,625 | $3,744+157.1% | $3,204+200.4% | $5,351+79.9% |
| Admin fee / account holder | $5,065 | $6,278-19.3% | $5,033+0.6% | $9,541-46.9% |